Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Are You Ready for Your Portfolio to Make a Difference? Learn about the rise of Impact Investing and how it may benefit you. What Smart Investors Know Savvy investors take the time to separate emotion from fact. Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion?